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Your dedicated concierge team provides phone and email support exclusively to Premier Plan members with clinical support available after hours. 

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Compare plans to find the right fit

Choosing a health insurance plan can be complicated. Premiums, deductibles, copays and HSA eligibility and Qualcomm contributions funds can vary, so you’ll want to take a close look at all your potential out-of-pocket costs while you compare.


Below is a grid that lists the costs for common types of health care, so that comparing plans is a bit easier. You can also view or print this grid:



View additional benefits information and perks that are unique to the Qualcomm Premier Plans.

2024 Qualcomm Health Plan Options


Qualcomm Premier Plan (PPO)

Qualcomm Premier Plan (QDHP)

United Healthcare (QDHP)

Kaiser Permanente (QDHP)

Provider Network

  • Qualcomm Health Center
  • Scripps Health*
  • Rady Children’s Hospital
  • Qualcomm Health Center
  • Scripps Health*
  • Rady Children’s Hospital
  • Qualcomm Health Center
  • United Healthcare National Network
  • Qualcomm Health Center
  • Kaiser Permanente California Network

Dedicated Scripps Concierge Team

Yes

Yes

No

No

Health Savings Account (HSA)

Qualcomm Seed

N/A

  • $1,000 Employee only
  • $2,000 Employee + Dependents
  • $500 Employee only
  • $1,000 Employee + Dependents
  • $500 Employee only
  • $1,000 Employee + Dependents

Live + Well Wellbeing Incentive (1)

  • Up to $1,150 Employee
  • Up to $1,000 Spouse Spouse/Domestic Partner
  • Up to $1,150 Employee
  • Up to $1,000 Spouse Spouse/Domestic Partner
  • Up to $1,150 Employee
  • Up to $1,000 Spouse/Domestic Partner
  • Up to $1,150 Employee
  • Up to $1,000 Spouse Spouse/Domestic Partner

Payroll Premium (2)

$0

$0

$0

$0

In-Network Deductible

  • $450 per person
  • Up to $900 per family (does not include copays)
  • $1,600 Employee only 
  • $3,200 Employee + Child(ren) 
  • $3,600 Employee, Spouse/Domestic Partner +/- child(ren)
  • $1,600 Employee only 
  • $3,200 Employee + Child(ren) 
  • $3,600 Employee, Spouse/Domestic Partner +/- child(ren)
  • $1,600 Employee only 
  • $3,200 Employee + Child(ren) 
  • $3,600 Employee, Spouse/Domestic Partner +/- child(ren)

In-Network Annual

Out-of-Pocket Maximum (3)

  • $2,600 per person
  • Up to $5,200 per family (includes copays)
  • $2,350 Employee only
  • $3,950 Employee + Child(ren) 
  • $4,600 Employee, Spouse/Domestic Partner +/- child(ren)
  • $2,350 Employee only
  • $3,950 Employee + Child(ren) 
  • $4,600 Employee, Spouse/Domestic Partner +/- child(ren)
  • $2,350 Employee only
  • $3,950 Employee + Child(ren) 
  • $4,600 Employee, Spouse/Domestic Partner +/- child(ren)

Out-of-Network Coverage (4)

Yes, but out-of-network providers will result in a higher cost to you

Yes, but out-of-network providers will result in a higher cost to you

Yes, but out-of-network providers will result in a higher cost to you

No, except in the case of a bona fide emergency

Preventive Care

Covered at 100%

Covered at 100%

Covered at 100%

Covered at 100%

Video Visit

  • Scripps HealthExpress — $10 copay
  • Teladoc, Doctor on Demand or Amwell (available 24/7) — $10 copay


Virtual visits conducted with a primary or specialty care provider, regular contracted office visit fees will apply.

  • Scripps HealthExpress $34 — subject to deductible and coinsurance
  • Teladoc, Doctors on Demand or Amwell (available 24/7) $54 — Visits subject to deductible and coinsurance


Virtual visits conducted with a primary or specialty care provider, regular contracted office visit fees will apply.

  • Teladoc, Doctors on Demand or Amwell (available 24/7) $54 — Visits subject to deductible and coinsurance
  • Phone visits: fees may range from $20 to $85, depending on call duration
  • Video visit: fees may range from $20 to $130, depending on length of visit

Primary Care Office Visit (5)

$30 copay

(deductible does not apply)

Deductible, then 10%

Deductible, then 10%

Deductible, then 10%

Specialist Office Visit

$50 copay

(deductible does not apply)

Deductible, then 10%

Deductible, then 10%

Deductible, then 10%

Urgent Care, ER & All Other Services

Deductible, then 10%

Deductible, then 10%

Deductible, then 10%

Deductible, then 10%

Employee Assistance Program (EAP) - Lyra

Covered at 100%, up to 25 sessions per person per year

Covered at 100%, up to 25 sessions per person per year

Covered at 100%, up to 16 sessions per person per year

Covered at 100%, up to 16 sessions per person per year